In about one-third of U.S. households, the sound of a phone or doorbell ringing may trigger a desire to duck.
That's because roughly 77 million adults with a credit file have at least one debt in the collection process, according to a study released by the Urban Institute, a research group. A credit file includes all of the raw data that a credit bureau can use to rank a borrower's creditworthiness.
A U.S. judge says an order she gave late Monday to impound a tanker full of Kurdish oil off the coast of Galveston, Texas, cannot be enforced, Reuters reports. The tanker, carrying $100 million worth of oil from Iraq, was in international waters and could not be seized by U.S. Marshals, the news agency says. It adds: