By Andy Meek and Nicole Erwin
http://stream.publicbroadcasting.net/production/mp3/wkno/local-wkno-813059.mp3
Memphis, TN – Some 20,000 West Tennesseans file for bankruptcy each year. Nicole Erwin spoke with Memphis Daily News reporter Andy Meek about how the 2005 bankruptcy code amendment will leave debtors more financially stressed.